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You’ve locked your script. You’ve hired the cast and crew. It’s finally time for the part of the process every filmmaker loves: sifting through film insurance companies.
While not as exciting as casting, buying a film insurance policy is just as, if not more, essential. At its best, a production insurance policy purchased from reputable film production insurance companies will have maximum coverage at an affordable price. At its worst, it will leave you vulnerable.
Sifting through the benefits, drawbacks, and unique traits of various film production insurance companies, we’ve compiled a list of the seven best film insurance companies of this year.
But first…
Did you Google “film insurance companies?” There’s a good chance you did when you actually meant agencies.
While film insurance companies ultimately provide the policies that cover you, agencies sort through them to find the best possible package for your production.
These policies protect productions of all types from liability, typically covering on set injury and damage.
Film insurance agencies sort through film production insurance companies and match them to your needs, maximizing your coverage while minimizing your cost.
Since some productions may shoot year-round, many film production insurance companies offer both short-term insurance and annual policies with which agencies match their clients.
In addition to entertainment payroll, Wrapbook offers some of the best film insurance on the market.
Committed to getting you the most insurance for the lowest cost, Wrapbook intakes your production needs on a comprehensive quote builder. Experienced insurance brokers then spin up a policy that will cover your production entirely while cutting out extraneous costs.
Unlike other film insurance agencies, Wrapbook describes all our policies in clear, no-nonsense language, so you always understand what you’re buying whether you’re purchasing short term, annual, or equipment insurance.
If you’re shooting more than one production per year, check out Wrapbook’s annual DICE policy, which covers all your productions within a year for one low premium.
Wrapbook has a wide selection of policies from which to build your custom package, including general liability insurance, errors & omission, and inland marine insurance to name a few.
Once enrolled, your dedicated insurance agent is available to issue certificates of insurance, answer questions, and generally help to reduce your production headaches.
For more than 50 years, Aon has insured some of the biggest films ever made from Ben-Hur to West Side Story to The Lord of the Rings: The Two Towers.
If you’re working on a large scale studio project, Aon might be one of your first film insurance agencies to contact. With offices in the U.K. and Canada, it’s also great for international shoots, although other film insurance agencies do offer international coverage for a lower price.
In addition to film production insurance, its coverage extends to venues and events, gaming, sports and leisure activities, hospitality businesses, and even marketing and event production products.
Film Emporium Entertainment Insurance Brokers has provided both short-term and annual film insurance to productions both big and small for over 20 years.
An entertainment insurance agency in New York, Film Emporium offers equipment coverage, workers’ comp, and other rental insurance earning them shout-outs from places like Sundance and Tribeca.
Like Wrapbook, Film Emporium offers errors and omission policies, perfect for video producers who plan to distribute their projects themselves.
Along with film production insurance, they also offer coverage for theatrical performances and special events like weddings and concerts.
Frankel & Associates is one of the biggest names in all of film insurance companies.
While it doesn’t exclusively focus on film production insurance, its strong network of insurance carriers coupled with a track record of customer service makes Frankel & Associates worth considering.
The company specializes in short-term production insurance but does not cover stunts.
As always, be sure to review your production company’s needs carefully so your agent can reach out to the right film insurance companies.
Specializing in film insurance, MovieInsure offers both short-term and long-term production insurance for your next video project.
Whether you’re producing a documentary, a music video, or a short film, MovieInsure prides itself on affordability. Unlike other film insurance agencies where you can receive a recommendation instantly, MovieInsure customers are encouraged to reach out to one of its specialists before requesting a quote.
Keep in mind that while it does offer drone insurance, MovieInsure currently covers only the continental United States.
An offshoot of Supple-Merrill & Driscoll Inc., ProductionInsurance.com can probably cover everything you need to shoot.
From errors and omissions to special event insurance, ProductionInsurance.com offers a robust number of policies for nearly any type of production you can imagine, including great policies for film school productions, international productions, and movie boats.
Since film production insurance is the bulk of its business, ProductionInsurance.com understands the ins and outs needed by production companies and independent producers. You can easily request a certificate of insurance at any time with their online request form.
RVNA Production Insurance is one of many great options for procuring last-minute short-term production insurance.
Offering both errors and omission and videographer insurance, RVNA covers the full gambit of film production needs. It specializes in DICE insurance policies, which can save you money if you shoot more than once per year.
Like many other film insurance agencies, it offers workers’ compensation insurance, although this is typically covered by your entertainment payroll service. Wrapbook is the only insurance company on this list that can provide both services.
You can’t shoot without worker’s compensation insurance. However, it’s your payroll company and not your insurance carrier that usually covers this.
Entertainment payroll companies can handle everything from paying out your crew to acting as a full-stack HR department.
Wrapbook, in particular, provides worker’s compensation on all productions run through our software.
And since we also provide a full suite of production insurance, you can always add on equipment rental coverage and general liability at any time.
Remember, a great insurance policy is only as effective as the agency providing it. This list is designed to be a starting point in your film insurance search.
For any film production insurance questions, we're here to help! Don't hesitate to reach out.
Want to dive deeper? Check out more information about the insurance services Wrapbook can provide.
At Wrapbook, we pride ourselves on providing outstanding free resources to producers and their crews, but this post is for informational purposes only as of the date above. The content on our website is not intended to provide and should not be relied on for legal, accounting, or tax advice. You should consult with your own legal, accounting, or tax advisors to determine how this general information may apply to your specific circumstances.
The Wrapbook Team consists of individuals who are thrilled about building modern software tools for creators. We’re a team of compassionate and curious people dedicated to solving complex problems with sophisticated solutions. You can find us across the U.S. and Canada.
